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<?xml-stylesheet type="text/xsl" href="http://ask.officelive.com/smallbusiness/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed.aspx</link><description /><dc:language>en-US</dc:language><generator>CommunityServer 2008.5 (Debug Build: 30912.2823)</generator><item><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed.aspx</link><pubDate>Fri, 10 Jul 2009 23:08:45 GMT</pubDate><guid isPermaLink="false">a87bbd65-6ed4-4ce1-82d3-95309a360e44:510</guid><dc:creator>RxDave</dc:creator><comments>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/comments.aspx</comments><description>&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You are the web master of an Office Live Small Business web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You get a letter in the mail:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;Your domain name registration is due for renewal.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;$30.00 please.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You get an email from &amp;ldquo;Microsoft.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;We have experienced problems with our servers.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Please send us your password so we can repair your account.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Both of these contacts are fraudulent and there are some important clues to help you determine this.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Domain Registration Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;First, if you are using your base, fourth-level domain name (e.g. mydomain.web.officelive.com) there will be no domain registration fees.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;If you purchased a custom domain name through Office Live Small Business (e.g. mydomain.com) the annual registration fees will be handled by Microsoft.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You will not be contacted or billed by a third-party domain registrar.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;On the other hand, you may have purchased your domain name elsewhere, for example, &amp;ldquo;Domains R Us,&amp;rdquo; and redirected it to your OLSB site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;In this case, you WILL be responsible for the annual registration fees to the third party.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Follow the terms and procedures specified by the third party and be sure you are working directly with them.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;A further action you can take to check the validity of a possible domain registration scam is to&amp;nbsp;do an internet search on&amp;nbsp;the firm that contacted you.&amp;nbsp; See what others are reporting about their experiences with this firm.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Send Us Private Information Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Emails requesting private or sensitive information constitute a classic phishing scam.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Passwords, credit card numbers and Social Security numbers are examples.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft, or any other legitimate business for that matter, will never request such information via email.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;There should also be no coercive element (&amp;ldquo;your account is in jeopardy&amp;rdquo;) to such a contact.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate email contacts from Microsoft regarding your account will include the provisos, &amp;ldquo;Please confirm that your account and payment information is up to date,&amp;rdquo; and &amp;ldquo;Please do not respond to this message.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Note that no information is requested via the email, in fact, you are told not to reply.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Monitor and Maintain Your Microsoft Accounts&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Custom domain names, private registration, additional email accounts, more storage space and premium email are examples of optional, purchased services which may be associated with your web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Recall that you were asked for a credit card number when you signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft transactions will occur automatically using the credit card currently on file.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Approximately 30 days before a payment is due, you will receive an email advising of the upcoming transaction.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will also be advised that you may cancel the service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To verify that your billing and credit card information are up to date, log into the following site:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;To sign in, use the owner&amp;#39;s Windows Live ID and password associated with the web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, it is useful to familiarize yourself with the features and options of this site.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Click on the link &amp;ldquo;Billing Information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Payment Type&amp;rdquo; you can verify that the credit card on file is current.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Your Services,&amp;rdquo; you will see a list of optional purchased services for which you have signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To view any current account activity, click on the current credit card number.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Note:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Don&amp;rsquo;t be alarmed if you see &amp;ldquo;Office Live Basics &amp;ndash; Cancelled&amp;rdquo; under Your Services.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;This is an old service which no longer exists.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Change Your Credit Card Number&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Under &amp;ldquo;Payment Type,&amp;rdquo; click on the current credit card number.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Go to payment method information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Use a different payment method.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will add a new credit card number and remove the old number.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Two Easy Steps You Can Take to&amp;nbsp;Mitigate Internet Scams&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;b&gt;Private domain registration&lt;/b&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Private registration hides your personal information from view on &amp;ldquo;Who Is&amp;rdquo; web sites.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;The low annual fee is worth the trouble avoided, in my opinion.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Sign up under &amp;ldquo;Add/Manage Services&amp;rdquo; at your OLSB site account home page.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;b&gt;Never publish your email address&lt;/b&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Publishing your email address on your web site or on any forum you visit becomes an open invitation to spammers, scammers and phishers of all sort.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Instead, use email links or your contact form on your web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Forums should provide for private messaging to other visitors.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Also be careful filling out surveys and signing up for things on the internet, where your email address is required.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Key Points&lt;/h3&gt;
&lt;ul style="margin-top:0in;"&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft transactions will occur automatically using credit card information currently on file&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft will notify you by email of an upcoming transaction&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;If your Microsoft account is current, you need take no action to maintain good standing.&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can maintain and monitor your own Microsoft account at &lt;/span&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt; &lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate Microsoft emails will specify &amp;ldquo;Please do not respond to this message&amp;rdquo;&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can develop habits which will help minimize problems from internet fraud&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;</description></item><item><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/revision/7.aspx</link><pubDate>Fri, 10 Jul 2009 20:41:22 GMT</pubDate><guid isPermaLink="false">a87bbd65-6ed4-4ce1-82d3-95309a360e44:5033</guid><dc:creator>joeenyi</dc:creator><comments>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/comments.aspx</comments><description>&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You are the web master of an Office Live Small Business web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You get a letter in the mail:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;Your domain name registration is due for renewal.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;$30.00 please.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You get an email from &amp;ldquo;Microsoft.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;We have experienced problems with our servers.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Please send us your password so we can repair your account.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Both of these contacts are fraudulent and there are some important clues to help you determine this.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Domain Registration Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;First, if you are using your base, fourth-level domain name (e.g. mydomain.web.officelive.com) there will be no domain registration fees.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;If you purchased a custom domain name through Office Live Small Business (e.g. mydomain.com) the annual registration fees will be handled by Microsoft.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You will not be contacted or billed by a third-party domain registrar.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;On the other hand, you may have purchased your domain name elsewhere, for example, &amp;ldquo;Domains R Us,&amp;rdquo; and redirected it to your OLSB site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;In this case, you WILL be responsible for the annual registration fees to the third party.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Follow the terms and procedures specified by the third party and be sure you are working directly with them.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;A further action you can take to check the validity of a possible domain registration scam is to&amp;nbsp;do an internet search on&amp;nbsp;the firm that contacted you.&amp;nbsp; See what others are reporting about their experiences with this firm.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Send Us Private Information Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Emails requesting private or sensitive information constitute a classic phishing scam.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Passwords, credit card numbers and Social Security numbers are examples.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft, or any other legitimate business for that matter, will never request such information via email.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;There should also be no coercive element (&amp;ldquo;your account is in jeopardy&amp;rdquo;) to such a contact.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate email contacts from Microsoft regarding your account will include the provisos, &amp;ldquo;Please confirm that your account and payment information is up to date,&amp;rdquo; and &amp;ldquo;Please do not respond to this message.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Note that no information is requested via the email, in fact, you are told not to reply.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Monitor and Maintain Your Microsoft Accounts&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Custom domain names, private registration, additional email accounts, more storage space and premium email are examples of optional, purchased services which may be associated with your web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Recall that you were asked for a credit card number when you signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft transactions will occur automatically using the credit card currently on file.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Approximately 30 days before a payment is due, you will receive an email advising of the upcoming transaction.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will also be advised that you may cancel the service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To verify that your billing and credit card information are up to date, log into the following site:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;font-family:Calibri;color:#0000ff;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;To sign in, use the owner&amp;#39;s Windows Live ID and password associated with the web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, it is useful to familiarize yourself with the features and options of this site.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Click on the link &amp;ldquo;Billing Information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Payment Type&amp;rdquo; you can verify that the credit card on file is current.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Your Services,&amp;rdquo; you will see a list of optional purchased services for which you have signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To view any current account activity, click on the current credit card number.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Note:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Don&amp;rsquo;t be alarmed if you see &amp;ldquo;Office Live Basics &amp;ndash; Cancelled&amp;rdquo; under Your Services.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;This is an old service which no longer exists.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Change Your Credit Card Number&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Under &amp;ldquo;Payment Type,&amp;rdquo; click on the current credit card number.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Go to payment method information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Use a different payment method.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will add a new credit card number and remove the old number.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Two Easy Steps You Can Take to&amp;nbsp;Mitigate Internet Scams&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;b&gt;Private domain registration&lt;/b&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Private registration hides your personal information from view on &amp;ldquo;Who Is&amp;rdquo; web sites.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;The low annual fee is worth the trouble avoided, in my opinion.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Sign up under &amp;ldquo;Add/Manage Services&amp;rdquo; at your OLSB site account home page.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;b&gt;Never publish your email address&lt;/b&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Publishing your email address on your web site or on any forum you visit becomes an open invitation to spammers, scammers and phishers of all sort.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Instead, use email links or your contact form on your web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Forums should provide for private messaging to other visitors.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Also be careful filling out surveys and signing up for things on the internet, where your email address is required.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Key Points&lt;/h3&gt;
&lt;ul style="margin-top:0in;"&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft transactions will occur automatically using credit card information currently on file&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft will notify you by email of an upcoming transaction&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;If your Microsoft account is current, you need take no action to maintain good standing.&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can maintain and monitor your own Microsoft account at &lt;/span&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;font-family:Calibri;color:#0000ff;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt; &lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate Microsoft emails will specify &amp;ldquo;Please do not respond to this message&amp;rdquo;&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can develop habits which will help minimize problems from internet fraud&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;</description></item><item><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/revision/6.aspx</link><pubDate>Sun, 05 Jul 2009 01:04:02 GMT</pubDate><guid isPermaLink="false">a87bbd65-6ed4-4ce1-82d3-95309a360e44:5032</guid><dc:creator>RxDave</dc:creator><comments>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/comments.aspx</comments><description>&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You are the web master of an Office Live Small Business web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You get a letter in the mail:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;Your domain name registration is due for renewal.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;$30.00 please.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You get an email from &amp;ldquo;Microsoft.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;We have experienced problems with our servers.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Please send us your password so we can repair your account.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Both of these contacts are fraudulent and there are some important clues to help you determine this.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Domain Registration Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;First, if you are using your base, fourth-level domain name (e.g. mydomain.web.officelive.com) there will be no domain registration fees.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;If you purchased a custom domain name through Office Live Small Business (e.g. mydomain.com) the annual registration fees will be handled by Microsoft.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You will not be contacted or billed by a third-party domain registrar.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;On the other hand, you may have purchased your domain name elsewhere, for example, &amp;ldquo;Domains R Us,&amp;rdquo; and redirected it to your OLSB site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;In this case, you WILL be responsible for the annual registration fees to the third party.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Follow the terms and procedures specified by the third party and be sure you are working directly with them.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;A further action you can take to check the validity of a possible domain registration scam is to&amp;nbsp;do an internet search on&amp;nbsp;the firm that contacted you.&amp;nbsp; See what others are reporting about their experiences with this firm.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Send Us Private Information Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Emails requesting private or sensitive information constitute a classic phishing scam.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Passwords, credit card numbers and Social Security numbers are examples.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft, or any other legitimate business for that matter, will never request such information via email.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;There should also be no coercive element (&amp;ldquo;your account is in jeopardy&amp;rdquo;) to such a contact.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate email contacts from Microsoft regarding your account will include the provisos, &amp;ldquo;Please confirm that your account and payment information is up to date,&amp;rdquo; and &amp;ldquo;Please do not respond to this message.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Note that no information is requested via the email, in fact, you are told not to reply.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Monitor and Maintain Your Microsoft Accounts&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Custom domain names, private registration, additional email accounts, more storage space and premium email are examples of optional, purchased services which may be associated with your web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Recall that you were asked for a credit card number when you signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft transactions will occur automatically using the credit card currently on file.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Approximately 30 days before a payment is due, you will receive an email advising of the upcoming transaction.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will also be advised that you may cancel the service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To verify that your billing and credit card information are up to date, log into the following site:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;To sign in, use the owner&amp;#39;s Windows Live ID and password associated with the web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, it is useful to familiarize yourself with the features and options of this site.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Click on the link &amp;ldquo;Billing Information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Payment Type&amp;rdquo; you can verify that the credit card on file is current.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Your Services,&amp;rdquo; you will see a list of optional purchased services for which you have signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To view any current account activity, click on the current credit card number.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Note:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Don&amp;rsquo;t be alarmed if you see &amp;ldquo;Office Live Basics &amp;ndash; Cancelled&amp;rdquo; under Your Services.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;This is an old service which no longer exists.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Change Your Credit Card Number&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Under &amp;ldquo;Payment Type,&amp;rdquo; click on the current credit card number.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Go to payment method information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Use a different payment method.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will add a new credit card number and remove the old number.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Two Easy Steps You Can Take to&amp;nbsp;Mitigate Internet Scams&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Private domain registration&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Private registration hides your personal information from view on &amp;ldquo;Who Is&amp;rdquo; web sites.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;The low annual fee is worth the trouble avoided, in my opinion.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Sign up under &amp;ldquo;Add/Manage Services&amp;rdquo; at your OLSB site account home page.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Never publish your email address&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Publishing your email address on your web site or on any forum you visit becomes an open invitation to spammers, scammers and phishers of all sort.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Instead, use email links or your contact form on your web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Forums should provide for private messaging to other visitors.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Also be careful filling out surveys and signing up for things on the internet, where your email address is required.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Key Points&lt;/h3&gt;
&lt;ul style="margin-top:0in;"&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft transactions will occur automatically using credit card information currently on file&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft will notify you by email of an upcoming transaction&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;If your Microsoft account is current, you need take no action to maintain good standing.&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can maintain and monitor your own Microsoft account at &lt;/span&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt; &lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate Microsoft emails will specify &amp;ldquo;Please do not respond to this message&amp;rdquo;&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can develop habits which will help minimize problems from internet fraud&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;</description></item><item><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/revision/5.aspx</link><pubDate>Mon, 29 Jun 2009 01:32:26 GMT</pubDate><guid isPermaLink="false">a87bbd65-6ed4-4ce1-82d3-95309a360e44:5031</guid><dc:creator>RxDave</dc:creator><comments>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/comments.aspx</comments><description>&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You are the web master of an Office Live Small Business web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You get a letter in the mail:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;Your domain name registration is due for renewal.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;$30.00 please.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You get an email from &amp;ldquo;Microsoft.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;We have experienced problems with our servers.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Please send us your password so we can repair your account.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Both of these contacts are fraudulent and there are some important clues to help you determine this.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Domain Registration Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;First, if you are using your base, fourth-level domain name (e.g. mydomain.web.officelive.com) there will be no domain registration fees.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;If you purchased a custom domain name through Office Live Small Business (e.g. mydomain.com) the annual registration fees will be handled by Microsoft.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You will not be contacted or billed by a third-party domain registrar.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;On the other hand, you may have purchased your domain name elsewhere, for example, &amp;ldquo;Domains R Us,&amp;rdquo; and redirected it to your OLSB site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;In this case, you WILL be responsible for the annual registration fees to the third party.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Follow the terms and procedures specified by the third party and be sure you are working directly with them.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;A further action you can take to check the validity of a possible domain registration scam is to&amp;nbsp;do an internet search on&amp;nbsp;the firm that contacted you.&amp;nbsp; See what others are reporting about their experiences with this firm.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Send Us Private Information Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Emails requesting private or sensitive information constitute a classic phishing scam.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Passwords, credit card numbers and Social Security numbers are examples.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft, or any other legitimate business for that matter, will never request such information via email.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;There should also be no coercive element (&amp;ldquo;your account is in jeopardy&amp;rdquo;) to such a contact.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate email contacts from Microsoft regarding your account will include the provisos, &amp;ldquo;Please confirm that your account and payment information is up to date,&amp;rdquo; and &amp;ldquo;Please do not respond to this message.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Note that no information is requested via the email, in fact, you are told not to reply.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Monitor and Maintain Your Microsoft Accounts&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Custom domain names, private registration, additional email accounts, more storage space and premium email are examples of optional, purchased services which may be associated with your web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Recall that you were asked for a credit card number when you signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft transactions will occur automatically using the credit card currently on file.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Approximately 30 days before a payment is due, you will receive an email advising of the upcoming transaction.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will also be advised that you may cancel the service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To verify that your billing and credit card information are up to date, log into the following site:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;To sign in, use the Windows Live ID and password associated with the purchased service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, it is useful to familiarize yourself with the features and options of this site.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Click on the link &amp;ldquo;Billing Information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Payment Type&amp;rdquo; you can verify that the credit card on file is current.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Your Services,&amp;rdquo; you will see a list of optional purchased services for which you have signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To view any current account activity, click on the current credit card number.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Note:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Don&amp;rsquo;t be alarmed if you see &amp;ldquo;Office Live Basics &amp;ndash; Cancelled&amp;rdquo; under Your Services.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;This is an old service which no longer exists.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Change Your Credit Card Number&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Under &amp;ldquo;Payment Type,&amp;rdquo; click on the current credit card number.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Go to payment method information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Use a different payment method.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will add a new credit card number and remove the old number.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Two Easy Steps You Can Take to&amp;nbsp;Mitigate Internet Scams&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Private domain registration&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Private registration hides your personal information from view on &amp;ldquo;Who Is&amp;rdquo; web sites.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;The low annual fee is worth the trouble avoided, in my opinion.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Sign up under &amp;ldquo;Add/Manage Services&amp;rdquo; at your OLSB site account home page.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Never publish your email address&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Publishing your email address on your web site or on any forum you visit becomes an open invitation to spammers, scammers and phishers of all sort.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Instead, use email links or your contact form on your web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Forums should provide for private messaging to other visitors.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Also be careful filling out surveys and signing up for things on the internet, where your email address is required.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Key Points&lt;/h3&gt;
&lt;ul style="margin-top:0in;"&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft transactions will occur automatically using credit card information currently on file&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft will notify you by email of an upcoming transaction&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;If your Microsoft account is current, you need take no action to maintain good standing.&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can maintain and monitor your own Microsoft account at &lt;/span&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt; &lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate Microsoft emails will specify &amp;ldquo;Please do not respond to this message&amp;rdquo;&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can develop habits which will help minimize problems from internet fraud&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;</description></item><item><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/revision/4.aspx</link><pubDate>Sat, 27 Jun 2009 18:01:12 GMT</pubDate><guid isPermaLink="false">a87bbd65-6ed4-4ce1-82d3-95309a360e44:5016</guid><dc:creator>RxDave</dc:creator><comments>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/comments.aspx</comments><description>&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You are the web master of an Office Live Small Business web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You get a letter in the mail:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;Your domain name registration is due for renewal.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;$30.00 please.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You get an email from &amp;ldquo;Microsoft.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;We have experienced problems with our servers.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Please send us your password so we can repair your account.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Both of these contacts are fraudulent and there are some important clues to help you determine this.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Domain Registration Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;First, if you are using your base, fourth-level domain name (e.g. mydomain.web.officelive.com) there will be no domain registration fees.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;If you purchased a custom domain name through Office Live Small Business (e.g. mydomain.com) the annual registration fees will be handled by Microsoft.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You will not be contacted or billed by a third-party domain registrar.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;On the other hand, you may have purchased your domain name elsewhere, for example, &amp;ldquo;Domains R Us,&amp;rdquo; and redirected it to your OLSB site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;In this case, you WILL be responsible for the annual registration fees to the third party.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Follow the terms and procedures specified by the third party and be sure you are working directly with them.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;A further action you can take to check the validity of a possible domain registration scam is to&amp;nbsp;do an internet search on&amp;nbsp;the firm that contacted you.&amp;nbsp; See what others are reporting about their experiences with this firm.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Send Us Private Information Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Emails requesting private or sensitive information constitute a classic phishing scam.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Passwords, credit card numbers and Social Security numbers are examples.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft, or any other legitimate business for that matter, will never request such information via email.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;There should also be no coercive element (&amp;ldquo;your account is in jeopardy&amp;rdquo;) to such a contact.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate email contacts from Microsoft regarding your account will include the provisos, &amp;ldquo;Please confirm that your account and payment information is up to date,&amp;rdquo; and &amp;ldquo;Please do not respond to this message.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Note that no information is requested via the email, in fact, you are told not to reply.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Monitor and Maintain Your Microsoft Accounts&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Custom domain names, private registration, additional email accounts, more storage space and premium email are examples of optional, purchased services which may be associated with your web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Recall that you were asked for a credit card number when you signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft transactions will occur automatically using the credit card currently on file.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Approximately 30 days before a payment is due, you will receive an email advising of the upcoming transaction.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will also be advised that you may cancel the service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To verify that your billing and credit card information are up to date, log into the following site:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;To sign in, use the Windows Live ID and password associated with the purchased service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, it is useful to familiarize yourself with the features and options of this site.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Click on the link &amp;ldquo;Billing Information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Payment Type&amp;rdquo; you can verify that the credit card on file is current.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Your Services,&amp;rdquo; you will see a list of optional purchased services for which you have signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To view any current account activity, click on the current credit card number.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Note:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Don&amp;rsquo;t be alarmed if you see &amp;ldquo;Office Live Basics &amp;ndash; Cancelled&amp;rdquo; under Your Services.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;This is an old service which no longer exists.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Change Your Credit Card Number&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Under &amp;ldquo;Payment Type,&amp;rdquo; click on the current credit card number.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Go to payment method information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Use a different payment method.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will add a new credit card number and remove the old number.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Two Easy Steps You Can Take to Help Avoid Internet Scams&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Private domain registration&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Private registration hides your personal information from view on &amp;ldquo;Who Is&amp;rdquo; web sites.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;The low annual fee is worth the trouble avoided, in my opinion.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Sign up under &amp;ldquo;Add/Manage Services&amp;rdquo; at your OLSB site account home page.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Never publish your email address&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Publishing your email address on your web site or on any forum you visit becomes an open invitation to spammers, scammers and phishers of all sort.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Instead, use email links or your contact form on your web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Forums should provide for private messaging to other visitors.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Also be careful filling out surveys and signing up for things on the internet, where your email address is required.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Key Points&lt;/h3&gt;
&lt;ul style="margin-top:0in;"&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft transactions will occur automatically using credit card information currently on file&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft will notify you by email of an upcoming transaction&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;If your Microsoft account is current, you need take no action to maintain good standing.&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can maintain and monitor your own Microsoft account at &lt;/span&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt; &lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate Microsoft emails will specify &amp;ldquo;Please do not respond to this message&amp;rdquo;&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can develop habits which will help minimize problems from internet fraud&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;</description></item><item><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/revision/3.aspx</link><pubDate>Sat, 27 Jun 2009 17:59:34 GMT</pubDate><guid isPermaLink="false">a87bbd65-6ed4-4ce1-82d3-95309a360e44:5014</guid><dc:creator>RxDave</dc:creator><comments>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/comments.aspx</comments><description>&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You are the web master of an Office Live Small Business web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You get a letter in the mail:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;Your domain name registration is due for renewal.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;$30.00 please.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You get an email from &amp;ldquo;Microsoft.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;We have experienced problems with our servers.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Please send us your password so we can repair your account.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Both of these contacts are fraudulent and there are some important clues to help you determine this.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Domain Registration Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;First, if you are using your base, fourth-level domain name (e.g. mydomain.web.officelive.com) there will be no domain registration fees.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;If you purchased a custom domain name through Office Live Small Business (e.g. mydomain.com) the annual registration fees will be handled by Microsoft.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You will not be contacted or billed by a third-party domain registrar.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;On the other hand, you may have purchased your domain name elsewhere, for example, &amp;ldquo;Domains R Us,&amp;rdquo; and redirected it to your OLSB site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;In this case, you WILL be responsible for the annual registration fees to the third party.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Follow the terms and procedures specified by the third party and be sure you are working directly with them.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;A further action you can take to check the validity of a possible domain registration scam is to&amp;nbsp;do an internet search on&amp;nbsp;the firm that contacted you.&amp;nbsp; See what others are reporting about their experiences with this firm.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Send Us Private Information Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Emails requesting private or sensitive information constitute a classic phishing scam.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Passwords, credit card numbers and Social Security numbers are examples.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft, or any other legitimate business for that matter, will never request such information via email.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;There should also be no coercive element (&amp;ldquo;your account is in jeopardy&amp;rdquo;) to such a contact.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate email contacts from Microsoft regarding your account will include the provisos, &amp;ldquo;Please confirm that your account and payment information is up to date,&amp;rdquo; and &amp;ldquo;Please do not respond to this message.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Note that no information is requested via the email, in fact, you are told not to reply.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Monitor and Maintain Your Microsoft Accounts&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Custom domain names, private registration, additional email accounts, more storage space and premium email are examples of optional, purchased services which may be associated with your web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Recall that you were asked for a credit card number when you signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft transactions will occur automatically using the credit card currently on file.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Approximately 30 days before a payment is due, you will receive an email advising of the upcoming transaction.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will also be advised that you may cancel the service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To verify that your billing and credit card information are up to date, log into the following site:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Use the Windows Live ID and password associated with the purchased service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, it is useful to familiarize yourself with the features and options of this site.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Click on the link &amp;ldquo;Billing Information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Payment Type&amp;rdquo; you can verify that the credit card on file is current.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Your Services,&amp;rdquo; you will see a list of optional purchased services for which you have signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To view any current account activity, click on the current credit card number.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Note:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Don&amp;rsquo;t be alarmed if you see &amp;ldquo;Office Live Basics &amp;ndash; Cancelled&amp;rdquo; under Your Services.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;This is an old service which no longer exists.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Change Your Credit Card Number&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Under &amp;ldquo;Payment Type,&amp;rdquo; click on the current credit card number.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Go to payment method information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Use a different payment method.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will add a new credit card number and remove the old number.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Two Easy Steps You Can Take to Help Avoid Internet Scams&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Private domain registration&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Private registration hides your personal information from view on &amp;ldquo;Who Is&amp;rdquo; web sites.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;The low annual fee is worth the trouble avoided, in my opinion.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Sign up under &amp;ldquo;Add/Manage Services&amp;rdquo; at your OLSB site account home page.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Never publish your email address&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Publishing your email address on your web site or on any forum you visit becomes an open invitation to spammers, scammers and phishers of all sort.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Instead, use email links or your contact form on your web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Forums should provide for private messaging to other visitors.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Also be careful filling out surveys and signing up for things on the internet, where your email address is required.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Key Points&lt;/h3&gt;
&lt;ul style="margin-top:0in;"&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft transactions will occur automatically using credit card information currently on file&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft will notify you by email of an upcoming transaction&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;If your Microsoft account is current, you need take no action to maintain good standing.&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can maintain and monitor your own Microsoft account at &lt;/span&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt; &lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate Microsoft emails will specify &amp;ldquo;Please do not respond to this message&amp;rdquo;&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can develop habits which will help minimize problems from internet fraud&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;</description></item><item><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/revision/2.aspx</link><pubDate>Sat, 27 Jun 2009 17:42:03 GMT</pubDate><guid isPermaLink="false">a87bbd65-6ed4-4ce1-82d3-95309a360e44:5013</guid><dc:creator>RxDave</dc:creator><comments>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/comments.aspx</comments><description>&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You are the web master of an Office Live Small Business web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You get a letter in the mail:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;Your domain name registration is due for renewal.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;$30.00 please.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You get an email from &amp;ldquo;Microsoft.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;We have experienced problems with our servers.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Please send us your password so we can repair your account.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Both of these contacts are fraudulent and there are some important clues to help you determine this.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Domain Registration Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;First, if you are using your base, fourth-level domain name (e.g. mydomain.web.officelive.com) there will be no domain registration fees.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;If you purchased a custom domain name through Office Live Small Business (e.g. mydomain.com) the annual registration fees will be handled by Microsoft.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You will not be contacted or billed by a third-party domain registrar.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;On the other hand, you may have purchased your domain name elsewhere, for example, &amp;ldquo;Domains R Us,&amp;rdquo; and redirected it to your OLSB site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;In this case, you WILL be responsible for the annual registration fees to the third party.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Follow the terms and procedures specified by the third party and be sure you are working directly with them.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;A further action you can take to check the validity of a possible domain registration scam is to&amp;nbsp;an internet search on&amp;nbsp;the firm that contacted you.&amp;nbsp; See what others are reporting about their experiences with this firm.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Send Us Private Information Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Emails requesting private or sensitive information constitute a classic phishing scam.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Passwords, credit card numbers and Social Security numbers are examples.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft, or any other legitimate business for that matter, will never request such information via email.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;There should also be no coercive element (&amp;ldquo;your account is in jeopardy&amp;rdquo;) to such a contact.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate email contacts from Microsoft regarding your account will include the provisos, &amp;ldquo;Please confirm that your account and payment information is up to date,&amp;rdquo; and &amp;ldquo;Please do not respond to this message.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Note that no information is requested via the email, in fact, you are told not to reply.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Monitor and Maintain Your Microsoft Accounts&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Custom domain names, private registration, additional email accounts, more storage space and premium email are examples of optional, purchased services which may be associated with your web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Recall that you were asked for a credit card number when you signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft transactions will occur automatically using the credit card currently on file.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Approximately 30 days before a payment is due, you will receive an email advising of the upcoming transaction.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will also be advised that you may cancel the service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To verify that your billing and credit card information are up to date, log into the following site:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Use the Windows Live ID and password associated with the purchased service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, it is useful to familiarize yourself with the features and options of this site.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Click on the link &amp;ldquo;Billing Information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Payment Type&amp;rdquo; you can verify that the credit card on file is current.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Your Services,&amp;rdquo; you will see a list of optional purchased services for which you have signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To view any current account activity, click on the current credit card number.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Note:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Don&amp;rsquo;t be alarmed if you see &amp;ldquo;Office Live Basics &amp;ndash; Cancelled&amp;rdquo; under Your Services.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;This is an old service which no longer exists.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Change Your Credit Card Number&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Under &amp;ldquo;Payment Type,&amp;rdquo; click on the current credit card number.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Go to payment method information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Use a different payment method.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will add a new credit card number and remove the old number.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Two Easy Steps You Can Take to Help Avoid Internet Scams&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Private domain registration&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Private registration hides your personal information from view on &amp;ldquo;Who Is&amp;rdquo; web sites.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;The low annual fee is worth the trouble avoided, in my opinion.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Sign up under &amp;ldquo;Add/Manage Services&amp;rdquo; at your OLSB site account home page.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Never publish your email address&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Publishing your email address on your web site or on any forum you visit becomes an open invitation to spammers, scammers and phishers of all sort.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Instead, use email links or your contact form on your web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Forums should provide for private messaging to other visitors.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Also be careful filling out surveys and signing up for things on the internet, where your email address is required.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Key Points&lt;/h3&gt;
&lt;ul style="margin-top:0in;"&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft transactions will occur automatically using credit card information currently on file&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft will notify you by email of an upcoming transaction&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;If your Microsoft account is current, you need take no action to maintain good standing.&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can maintain and monitor your own Microsoft account at &lt;/span&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt; &lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate Microsoft emails will specify &amp;ldquo;Please do not respond to this message&amp;rdquo;&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can develop habits which will help minimize problems from internet fraud&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;</description></item><item><title>Shoes of the Phisherman:  Maintain your Microsoft Account Without Getting Scammed</title><link>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/revision/1.aspx</link><pubDate>Sat, 27 Jun 2009 17:29:40 GMT</pubDate><guid isPermaLink="false">a87bbd65-6ed4-4ce1-82d3-95309a360e44:5012</guid><dc:creator>RxDave</dc:creator><comments>http://ask.officelive.com/smallbusiness/wiki/support/shoes-of-the-phisherman-maintain-your-microsoft-account-without-getting-scammed/comments.aspx</comments><description>&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You are the web master of an Office Live Small Business web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You get a letter in the mail:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;Your domain name registration is due for renewal.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;$30.00 please.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You get an email from &amp;ldquo;Microsoft.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&amp;ldquo;We have experienced problems with our servers.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Please send us your password so we can repair your account.&amp;rdquo;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Both of these contacts are fraudulent and there are some important clues to help you determine this.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Domain Registration Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;First, if you are using your base, fourth-level domain name (e.g. mydomain.web.officelive.com) there will be no domain registration fees.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;"&gt;&lt;span style="font-family:Calibri;"&gt;If you purchased a custom domain name through Office Live Small Business (e.g. mydomain.com) the annual registration fees will be handled by Microsoft.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;You will not be contacted or billed by a third-party domain registrar.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;On the other hand, you may have purchased your domain name elsewhere, for example, &amp;ldquo;Domains R Us,&amp;rdquo; and redirected it to your OLSB site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;In this case, you WILL be responsible for the annual registration fees to the third party.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Follow the terms and procedures specified by the third party and be sure you are working directly with them.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;The Send Us Private Information Scam&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Emails requesting private or sensitive information constitute a classic phishing scam.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Passwords, credit card numbers and Social Security numbers are examples.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft, or any other legitimate business for that matter, will never request such information via email.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;There should also be no coercive element (&amp;ldquo;your account is in jeopardy&amp;rdquo;) to such a contact.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate email contacts from Microsoft regarding your account will include the provisos, &amp;ldquo;Please confirm that your account and payment information is up to date,&amp;rdquo; and &amp;ldquo;Please do not respond to this message.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Note that no information is requested via the email, in fact, you are told not to reply.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Monitor and Maintain Your Microsoft Accounts&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Custom domain names, private registration, additional email accounts, more storage space and premium email are examples of optional, purchased services which may be associated with your web site account.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Recall that you were asked for a credit card number when you signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Microsoft transactions will occur automatically using the credit card currently on file.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Approximately 30 days before a payment is due, you will receive an email advising of the upcoming transaction.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will also be advised that you may cancel the service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To verify that your billing and credit card information are up to date, log into the following site:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Use the Windows Live ID and password associated with the purchased service.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, it is useful to familiarize yourself with the features and options of this site.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Click on the link &amp;ldquo;Billing Information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Payment Type&amp;rdquo; you can verify that the credit card on file is current.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Under &amp;ldquo;Your Services,&amp;rdquo; you will see a list of optional purchased services for which you have signed up.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;To view any current account activity, click on the current credit card number.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Note:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Don&amp;rsquo;t be alarmed if you see &amp;ldquo;Office Live Basics &amp;ndash; Cancelled&amp;rdquo; under Your Services.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;This is an old service which no longer exists.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Change Your Credit Card Number&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Under &amp;ldquo;Payment Type,&amp;rdquo; click on the current credit card number.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Go to payment method information.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;On the next page, click on &amp;ldquo;Use a different payment method.&amp;rdquo;&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;At this point, you will add a new credit card number and remove the old number.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Two Easy Steps You Can Take to Help Avoid Internet Scams&lt;/h3&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Private domain registration&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Private registration hides your personal information from view on &amp;ldquo;Who Is&amp;rdquo; web sites.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;The low annual fee is worth the trouble avoided, in my opinion.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Sign up under &amp;ldquo;Add/Manage Services&amp;rdquo; at your OLSB site account home page.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin:0in 0in 10pt;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;&lt;strong&gt;Never publish your email address&lt;/strong&gt;:&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Publishing your email address on your web site or on any forum you visit becomes an open invitation to spammers, scammers and phishers of all sort.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Instead, use email links or your contact form on your web site.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Forums should provide for private messaging to other visitors.&lt;span style="mso-spacerun:yes;"&gt;&amp;nbsp; &lt;/span&gt;Also be careful filling out surveys and signing up for things on the internet, where your email address is required.&lt;/span&gt;&lt;/p&gt;
&lt;h3 style="margin:0in 0in 10pt;" class="MsoNormal"&gt;Key Points&lt;/h3&gt;
&lt;ul style="margin-top:0in;"&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft transactions will occur automatically using credit card information currently on file&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Microsoft will notify you by email of an upcoming transaction&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;If your Microsoft account is current, you need take no action to maintain good standing.&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can maintain and monitor your own Microsoft account at &lt;/span&gt;&lt;a href="http://account.live.com/"&gt;&lt;span style="font-size:small;color:#0000ff;font-family:Calibri;"&gt;http://account.live.com&lt;/span&gt;&lt;/a&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt; &lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;Legitimate Microsoft emails will specify &amp;ldquo;Please do not respond to this message&amp;rdquo;&lt;/span&gt;&lt;/li&gt;
&lt;li style="margin:0in 0in 10pt;mso-list:l0 level1 lfo1;" class="MsoNormal"&gt;&lt;span style="font-size:small;font-family:Calibri;"&gt;You can develop habits which will help minimize problems from internet fraud&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;</description></item></channel></rss>